Introduction

These Terms of Service ("Terms") govern your use of the website operated by CMS Financial Advisory and Consulting Ltd ("we", "our", "us"), a company registered in England and Wales. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use our website.

Use of Our Website

You may use our website for lawful purposes only. You agree not to:

Our Services

The information provided on our website is for general informational purposes only and does not constitute professional financial advice. While we strive to keep the content accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, or reliability of the information.

Our consulting and advisory services are provided under separate engagement agreements with specific terms agreed between us and our clients.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of CMS Financial Advisory and Consulting Ltd or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

Limitation of Liability

To the fullest extent permitted by law, CMS Financial Advisory and Consulting Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of our website.

Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. We encourage you to review the terms and policies of any third-party site you visit.

Disclaimer

Our website is provided on an "as is" and "as available" basis. We do not warrant that the website will be uninterrupted, timely, secure, or error-free. We reserve the right to modify, suspend, or discontinue the website at any time without notice.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Changes to These Terms

We may revise these Terms at any time by updating this page. By continuing to use our website after any changes are posted, you accept the revised Terms. We encourage you to review this page periodically.

Contact Us

If you have any questions about these Terms, please contact us:

CMS Financial Advisory and Consulting Ltd
2 Little Reeves Avenue, Amersham, Buckinghamshire, HP7 9JA, United Kingdom
Email: query@cms-financial.co.uk